How to buy Bitcoin with a credit/debit card

  • Small deposits
  • Easy to get started
  • A bit higher fees than what other exchanges offer

If you’d like to purchase bitcoins with a credit or debit card, the first thing that you should know is that most exchanges don’t actually accept them.

Bitcoins are anonymous, credit card payments can be reversed, and most bitcoin sellers are therefore understandably nervous about accepting plastic.

The good news however is that there are exceptions. Buying bitcoins with a credit or debit card will require that you pay a higher transaction fee, but it can be done.

Here are three bitcoin retailers that currently accept both UK customers and their credit cards.

BTCQuick was first established in November 2012. Since then, it has generated over 2 million dollars in sales. It currently charges a transaction fee of 7.5%. The primary downside of BTCQuick is that account verification can take up to three days.

Step One

Visit and click the sign up button in the top right corner.

Step Two

Assuming that you don’t have an MII account, you’ll need to choose the manual registration option. Enter your personal details, accept the terms, and click Register.

Step Three

BTCQuick will send you a verification email. You will need to open this before moving on to the next step. Once you’ve done so, log into your new BTCQuick account.

Step Four

Next you’ll need to verify your identity. The easiest way to do this is to upload photo identification and purchase a $1.99 Bronze membership. Unfortunately, you can expect to wait between 24 and 72 hours.

Step Five

Once your identity has been confirmed, click the Buy button at the top of your account page. Select the number of bitcoins that you’d like to purchase and click checkout.

Step Six

You will now be redirected to Google Checkout. Enter your credit/debit card details and click confirm purchase.

Step Seven

You will be sent a link to a PDF which contains the public and private key needed to redeem your new bitcoins. If you don’t know how to access your bitcoins using these keys, you can learn how to do so here.

Meetpays is a Spanish start up serving both Spanish and international customers. Unlike BTCQuick, account verification is almost instant. Instead of uploading photo identification, you simply link your Meetpays account to your social media accounts.

Step One

Visit and click the sign up button in the middle of the page. Enter your personal details, accept the terms and conditions, and click enter.

Step Two

To purchase bitcoin with, you will first need to verify your identity. As well as opening a verification email, you will be asked to sign in to at least two different social media accounts.

Each verification procedure gives you a certain number of points and you need a total of fifty points to verify your account.

Step Three

Once you’ve successfully verified your account, you will be presented with the following menu. Enter the number of bitcoins that you’d like to purchase, enter your bitcoin address and click Buy.

Step Four

Check the current bitcoin exchange rate and confirm your purchase.

Step Five

You will automatically be directed to the following payment portal. You will have exactly two minutes to fill out your details.

Step Six

Provided your purchase has been successful, you will be redirected to the following screen. The bitcoins are now in your wallet.

Finally, we have the Virtual World Exchange, known as
Virwox allows you to purchase Linden Dollars with all major credit cards. You can then use those Linden Dollars to purchase bitcoin.

It currently charges a transaction fee of 12.5% and payment processing is handled through Paypal. You can find a full tutorial for using Virwox here.

An Alternative to Buying Bitcoins with Credit/Debit Cards

If you’re a Barclays customer, you might be interested to learn that it’s also possible to pay for bitcoins using their PingIt service.

You can do this by visiting and choosing from one of the many members that accept PingIt payments. I’ve written a guide for using, check it out for more information.

If you’d like to pay via Barclays PingIt service, most of the same steps apply but instead of meeting the buyer in person, you simply send the money directly to their phone.